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The Dreaded SAR: Kryptonite For Banks

How Subject Access Requests Level the Playing Field Against Banks

Subject Access Requests: Safeguarding Political and ‘Woke’ Neutrality in Financial Institutions

The incidents involving political figures like Richard Tice, leader of Reform UK, and Nigel Farage, former UKIP leader, have cast a spotlight on a powerful tool available to the public: the Subject Access Request (SAR). These individuals faced account closures at Metro Bank and Coutts respectively, prompting them to file SARs in search of clarity amid allegations of political bias. These high-profile cases illuminate the broader implications of SARs for ordinary people. Available to everyone, SARs serve as a mechanism for promoting transparency and ensuring a politically and ‘woke’ neutral approach among companies, including banks.

SARs: The Tool for Political and ‘Woke’ Neutrality

SARs are legal requests individuals can use to obtain and scrutinise the personal data an organisation holds on them, along with how this data is used, who it’s shared with, and its origins. The utilisation of SARs isn’t confined to politically prominent figures; they’re accessible to all members of the public, thereby empowering them to uphold their data rights, especially when facing potential bias or data misuse.

For instance, if a member of the public suspects a company of political or ‘woke’ bias or improper handling of their personal data, a SAR can provide valuable insights and facilitate corrective action. Similarly, they can be used in everyday situations, such as verifying the accuracy of personal data held by an organisation or understanding why a loan application was rejected.

Understanding the Procedure, Timeline, and Potential Costs of SARs

A SAR can be lodged either verbally or in writing. Institutions typically have one month to respond, although complex cases or multiple requests can extend this period by up to two additional months. While SARs are generally free, an ‘administratively reasonable’ fee may be imposed for requests deemed ‘manifestly unfounded or excessive’.

Fostering Political and ‘Woke’ Neutrality Through Information

SARs serve as a vital mechanism for fostering a politically neutral and ‘woke’ culture within corporations. They act as checks on the power of companies, including banks, ensuring adherence to fair practices that respect all political viewpoints and socio-cultural awareness. This paves the way for transparency and accountability and helps protect individuals from potential biases.

The experiences of Tice (still awaiting the result of his SAR) and Farage underscore that anyone can encounter potential biases within organisations. Consequently, an understanding and proper use of SARs is essential for all people. In fostering a politically and ‘woke’ neutral culture, SARs contribute to a fair society where transparency is upheld and biases are kept at bay.

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